Instant Capital Advance – Terms & Conditions
Instant Capital Advance
Your dependable funding partner
Obtain Funding in 24 hours
Options up to $15M
Business Line of Credit
Business Term Loans
Equipment Financing
Revenue-Based Financing
Merchant Cash Advance
Working Capital Loans
SBA Business Loans
Bad Credit Business Loans
ERC Advance

Terms & Conditions

Welcome to Instant Capital Advance. These Terms and Conditions govern your access to and use of our website, services, and any information provided through this platform. By using this website, you acknowledge that you have read, understood, and agreed to be bound by these terms.

Use of Website

You agree to use this website for lawful purposes only. You may not use this site in any way that could damage, disable, overburden, or impair our services or interfere with any other party’s use of the website.

Nature of Services

Instant Capital Advance is not a direct lender. We act as a business funding marketplace and advisory platform that connects businesses with third-party lenders, financial institutions, and funding partners. Submission of an application does not guarantee approval, funding, or specific terms.

No Financial Advice

Information provided on this website is for general informational purposes only and does not constitute financial, legal, or tax advice.

Credit & Funding Disclosures

Funding amounts, rates, terms, and repayment structures vary based on lender criteria, business qualifications, and market conditions.

Third-Party Relationships

We are not responsible for the content, accuracy, or practices of third-party websites or services.

Limitation of Liability

To the fullest extent permitted by law, Instant Capital Advance shall not be liable for any damages arising from your use of this website.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States.

Contact Information

If you have questions regarding these Terms and Conditions, you may contact Instant Capital Advance using the contact information provided on this website.

Instant Capital Advance
Your dependable funding partner
(866) 729-7488
Mon–Fri: 7am–5pm (PST)
8735 Dunwoody Place
STE #10566 Atlanta, GA 30350

Important Lending, Financial Services, E-SIGN & Telephone Consumer Protection Act (TCPA) Disclosures

Lead Generator & Service Disclosure: Instant Capital Advance is a marketing lead generator and referral network and is not a lender, law firm, CPA firm, or government agency, does not make credit or lending decisions, and cannot guarantee approval, loan amount, settlement outcome, rates, or terms. We connect applicants with participating Financial Services Companies and Direct Buyers / Resolution Desks and may share your application information with them; we may be compensated by participating partners for this service. We do not charge an application fee. Programs and loans are not available in all states, and amounts, rates, and terms vary by state and provider.

TCPA Prior Express Written Consent (47 U.S.C. § 227) & E-SIGN Disclosure: By checking the consent box and submitting a request on this website, you provide your electronic signature under the E-SIGN Act and grant prior express written consent under the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) authorizing Instant Capital Advance and its designated Marketing Partners (along with participating Financial Services Companies and Direct Buyers / Resolution Desks) to contact you at the telephone number (including wireless/mobile numbers) and email address provided via recurring marketing, promotional, and informational calls and SMS/MMS text messages using an automated telephone dialing system (ATDS), artificial or prerecorded voice, AI-generated voice, or ringless voicemail, even if your telephone number is currently listed on any Federal, State, or corporate Do-Not-Call (DNC) registry. Consent is strictly voluntary and is not a condition of purchasing any goods or services or obtaining credit or financing. Message and data rates may apply; message frequency varies. Reply STOP at any time to opt out of text messages or HELP for assistance.